D&B Credit
Your international financial risk management platform
- Quickly and easily retrieve credit reports on 500 million companies across 220 countries
- Benefit from reliable information on your third parties to reduce risks
- Anticipate the creditworthiness of your business relationships and organize your portfolio to establish priorities
Credit
Introduction
D&B Credit
The international risk management platform
Accurately assess the risks of your third-party customers and suppliers
Detect business opportunities with your customers and suppliers
Optimize your cash flow
How it works
D&B Credit
Every day we collect, analyze and structure huge amounts of financial data. Thanks to our patented quality processes and algorithms, we can inform you about the financial health of your customers, prospects, partners or suppliers.
Risque global de l'entreprise
Limite de crédit D&B
La limite de crédit de D&B indique la valeur totale des biens et/ou services que le créancier moyen devrait avoir en circulation à un moment donné. Cette limite est calculée en fonction de la taille de l’organisation, de l’industrie (SIC) et du facteur de risque.
Score de défaillance D&B
Le Score de Défaillance D&B rend les risques visibles et se base sur la plus grande quantité possible d’informations commerciales. Ce score affine l’échelle de risque du Rating D&B de 1 à 4 à une échelle plus sophistiquée de 1 à 100. Plus le Score de Défaillance D&B est élevé, plus l’entreprise est saine. Le score est dynamique : chaque fois que nous disposons de nouvelles informations, le score est recalculé.
Paydex D&B
Grâce au programme DunTrade®, D&B collecte chaque année des millions d’expériences de paiement auprès des entreprises afin de pouvoir analyser le comportement de paiement. Le résultat de cette analyse est présenté dans le Paydex®, qui indique à quelle vitesse une entreprise paie ses factures. Chaque jour, des milliers d’expériences de paiement actuelles sont ajoutées à la base de données. Ainsi, le classement Paydex® donne un aperçu très actuel du comportement de paiement de vos clients, prospects et fournisseurs.
La puissance du Rating D&B
Il a été démontré que, douze mois avant la décision de faillite, 75% des entreprises en faillite avaient un « facteur de risque D1B de 4 ». Le facteur de risque vous avertit à un stade précoce des problèmes possibles et vous donne de nombreuses occasions d’ajuster vos conditions générales en conséquence afin d’éviter les pertes.
Eléments du rating D&B
La notation D&B se compose de deux parties, à savoir le code de « solidité financière » (basé sur les capitaux propres nets) et le « facteur de risque » pour refléter le risque, lorsque vous commencez à faire affaire avec une entreprise. Le facteur de risque varie de 1 (risque minimum : poursuivre la transaction) à 4 (risque important : ne faire des affaires que sur une base sécurisée). Cet indicateur de risque est unique dans le monde du crédit.
D&B Credit in figures
Credit
500M
of entites
120M
corporate linkages
375M
data elements updated daily
220
countries
1Md
of transactions
20 ans
of payment experiences
Features
What can you expect from D&B Credit?
Easy to handle
Work faster with the most disruptive solution on the market.
- Optimized dashboards and charts help you conduct intelligence in a single view
- A user-friendly, intuitive and ultra-fast interface for an optimal user experience
- Fully compatible with all web browsers
Analyse the structures of group trees
The D&B Credit Group Tree allows you to examine the overall risk of a company by exploring our extensive database.
- View the subsidiaries and branches of a company
- Identify global risk via the group tree and improve your portfolio management
- Assess the size of the company and potential conflicts of interest
- Export an accurate report on the most important suppliers
Keep track of legal events
Legal events can have an impact on the financial stability of a company. Find the collective procedures in progress.
Here are some examples of legal events that may affect your business:
- Insolvency (such as receivership and bankruptcy)
- Court decisions
- Other public statements
Monitor companies with alerts
Be alerted in real time of your customers’ events and adapt your strategy proactively, without unpleasant surprises.
Be the first to know if a company has an increasing level of risk.
Notifications allow you to make faster and more targeted decisions.
- Mitigate risk and manage credit policy changes with alert profiles
- Monitor the financial health of your customers and protect your business
- Receive notifications via email, dashboards and reports that inform you as soon as a company begins to exhibit a higher level of risk
Do you want to know more about D&B Credit?
Contact us for more information or a demo. We are happy to help you.
View country analysis reports
Dun & Bradstreet’s country analyst teams (D&B Country Insight Services) provide you with expert information, insight and recommendations to help you identify the opportunities and risks associated with international transactions.
- Download a country overview or a full report in a few clicks
- Evaluate information on 132 countries available
- Use the country risk indicator to make a comparative assessment, (DB1 to DB7, where 7 represents the highest risk)
- Make confident decisions with the AAA system, the best known rating model on the market
Powerful segmentation of your portfolio
Analyze overall risk and identify growth opportunities in your third-party portfolio with advanced segmentation and a flexible tagging system. Your team will be able to find the right information quickly.
- Easily add clients to your portfolio and organize them by specific characteristics
- Generate an unlimited number of tags to create your segments
- View portfolio trends in your dashboards
- Easily spot payment trends and identify companies with late or delinquent payments
- Integrate your own data to create a unified view of your portfolio
Monitor social networks and news
Companies often cultivate an active presence in the media or on social networks. D&B Credit offers additional information such as number of tweets, company news alerts and management changes.
- Real-time integration of web feeds and social networks into reports
- The chronology of events provides an overview of the main developments and events affecting the company
- Identify relevant articles about this company, collected using advanced search algorithms
- Check social media activity in the « top tweets » section of companies
Insert our data and analysis flows into your applications
Our D&B Direct+ for Credit provides the information you need for all your business transactions. It delivers risk and financial data to your applications where you need it.
- Access all relevant information in your ERP and accounting applications
- Improve cash flow by reducing risk
- Synchronize the flow of information across all your financial systems
- Automate and accelerate decision making to manage risk, receivables and collection priorities
D&B Credit is here to help you
With the proven effectiveness of our D&B Credit solution, boost your growth without taking on additional risk or compromising on quality.
Export options
View reports according to your own criteria, moving from essential summary information to comprehensive information in an intuitive manner.
- Save snapshots to view a previous state again
- Choose the information you want to export
- Easily export your reports in PDF or Excel format
A solution adapted to your needs
D&B Credit offers a depth of information tailored to your needs.
- Full access to 500 million companies worldwide
- Proprietary scores and powerful predictive indicators to help you understand potential risk and global opportunities
- An easy-to-use intuitive cloud interface