Accurately assess the risks of your third-party customers and suppliers
Detect business opportunities with your customers and suppliers
Optimize your cash flow
How it works
Every day we collect, analyze and structure huge amounts of financial data. Thanks to our patented quality processes and algorithms, we can inform you about the financial health of your customers, prospects, partners or suppliers.
While each global market has its own risk scores and ratings, we use locally available data to create a globally consistent picture that can be used to compare companies in different countries.
D&B’s credit limit indicates the total value of goods and/or services that the average creditor should have outstanding at any given time. This limit is calculated based on the size of the organization, the industry (SIC) and the risk factor.
The D&B Failure Score makes risks visible and is based on as much business information as possible. This score refines the D&B Rating risk scale from 1 to 4 to a more sophisticated scale of 1 to 100. The higher the D&B Failure Score, the healthier the company. The score is dynamic: each time we have new information, the score is recalculated.
Through the DunTrade® program, D&B collects millions of payment experiences from businesses each year to analyze payment behavior. The result of this analysis is presented in the Paydex®, which shows how fast a company pays its bills. Every day, thousands of current payment experiences are added to the database. Thus, the Paydex® ranking gives a very current overview of the payment behaviour of your customers, prospects and suppliers.
It has been shown that, twelve months before the bankruptcy decision, 75% of bankrupt companies had a “D1B risk factor of 4”. The risk factor gives you early warning of potential problems and provides many opportunities to adjust your overall conditions accordingly to avoid losses.
The D&B rating consists of two parts, the “financial strength” code (based on net equity) and the “risk factor” to reflect the risk when you start doing business with a company. The risk factor ranges from 1 (minimum risk: proceed with the transaction) to 4 (significant risk: do business only on a secured basis). This risk indicator is unique in the credit world.
data elements updated daily
of payment experiences
Work faster with the most disruptive solution on the market.
The D&B Credit Group Tree allows you to examine the overall risk of a company by exploring our extensive database.
Legal events can have an impact on the financial stability of a company. Find the collective procedures in progress.
Here are some examples of legal events that may affect your business:
Be alerted in real time of your customers’ events and adapt your strategy proactively, without unpleasant surprises.
Be the first to know if a company has an increasing level of risk.
Notifications allow you to make faster and more targeted decisions.
Contact us for more information or a demo. We are happy to help you.
Dun & Bradstreet’s country analyst teams (D&B Country Insight Services) provide you with expert information, insight and recommendations to help you identify the opportunities and risks associated with international transactions.
Analyze overall risk and identify growth opportunities in your third-party portfolio with advanced segmentation and a flexible tagging system. Your team will be able to find the right information quickly.
Companies often cultivate an active presence in the media or on social networks. D&B Credit offers additional information such as number of tweets, company news alerts and management changes.
Our D&B Direct+ for Credit provides the information you need for all your business transactions. It delivers risk and financial data to your applications where you need it.
With the proven effectiveness of our D&B Credit solution, boost your growth without taking on additional risk or compromising on quality.
View reports according to your own criteria, moving from essential summary information to comprehensive information in an intuitive manner.
D&B Credit offers a depth of information tailored to your needs.
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