Do you know your business partners’ payment habits?

Become a partner of theDunTrade program and gain insights into your partners’ payment habits. Ensure you make safe credit decisions thanks to a database of over 175 million payment experiences.

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0M
companies worldwide
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Paydex scores
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payment experiences
0D
of overdue payment in France

What is DunTrade®?

DunTrade is a program for exchanging and sharing information on your partners’ payment habits.

Every month DunTrade collects payment experiences from the Accounts departments of all the program member companies.

The partner company supplies information on the accounts receivable aging report  (which lists all the payments that are owed to the company and highlights any late payments), and in exchange receives a comparative analysis of these habits.

Join the program

Less than a one in two chance of being paid on time

0%
WORLD
0%
EUROPE
0%
FRANCE

More than one month’s payment delay

0%
WORLD
0%
EUROPE
0%
FRANCE

What is DunTrade®?

DunTrade is a program for exchanging and sharing information on your partners’ payment habits.

Every month DunTrade collects payment experiences from the Accounts departments of all the program member companies.

The partner company supplies information on the accounts receivable aging report  (which lists all the payments that are owed to the company and highlights any late payments), and in exchange receives a comparative analysis of these habits.

Adhérer au programme

What are payment habits?

Payment habits are the way a customer pays its suppliers and vendors: ahead of the agreed payment terms, on time or late, and is thus not the same thing as payment default.

Payment delay can be assessed from the day the agreed payment deadline is exceeded, up to the legal limit of 60 days. As such it measures the promptness of payments to creditors.

Payment delays are the prime indicator of a company’s cashflow problems: it can be used to predict bankruptcy of small & medium-size companies in the next 6-12 months, and large companies within 24 months. In France, payment defaults amount to €56 billion* a year.

* FIGEC (French National Federation for customer risk management)

What are payment habits?

Payment habits are the way a customer pays its suppliers and vendors: ahead of the agreed payment terms, on time or late, and is thus not the same thing as payment default.

Payment delay can be assessed from the day the agreed payment deadline is exceeded, up to the legal limit of 60 days. As such it measures the promptness of payments to creditors.

Payment delays are the prime indicator of a company’s cashflow problems: it can be used to predict bankruptcy of small & medium-size companies in the next 6-12 months, and large companies within 24 months. In France, payment defaults amount to €56 billion* a year.

*chiffre FIGEC

How can the DunTrade program help your business?

CASH FLOW

Payment conditions.

Debt collection strategies.

RESULTS

Reduce losses.
Provisions for doubtful receivables.

PRODUCTIVITY

Automate decision-making.
Debt collection strategies.

REPORTING

Benchmarking and monitoring for internal departments or groups.

REVENUE

Increase outstandings and thus improve data visibility and responsiveness.

How can the DunTrade program help your business?

CASH FLOW

Payment conditions.

Debt collection strategies.

RESULTS

Reduce losses.
Provisions for doubtful receivables.

PRODUCTIVITY

Automate decision-making.
Debt collection strategies.

REPORTING

Benchmarking and monitoring for internal departments or groups.

REVENUE

Increase outstandings and thus improve data visibility and responsiveness.

How does DunTrade work?

The DunTrade program was created in 1968 in the United States and in 1984 in Europe by Dun & Bradstreet, the world’s leading provider of payment data. D&B has 50 offices worldwide that collect payment experiences from companies in over 170 countries.

Dun & Bradstreet collects 2 billion transactions with 15,000 partners worldwide to compile a total of 16 million Paydex scores worldwide.

The DunTrade program collects and analyses partners’ accounts receivable aging reports in order to identify late payments and thus analyse payment habits. This information will help you make the right decisions with respect to credit or debt collection strategies.

The DunTrade program manages data exchanges: program members agree to supply their accounts receivable data so we can calculate their payment experience score. In exchange for the data they supply us, our partners have access to a comparative payment analysis, thanks to our PPI (Payment Performance Insights) application.

Find out more

How does DunTrade work?

The DunTrade program was created in 1968 in the United States and in 1984 in Europe by Dun & Bradstreet, the world’s leading provider of payment data. D&B has 50 offices worldwide that collect payment experiences from companies in over 170 countries.

Dun & Bradstreet collects 2 billion transactions with 15,000 partners worldwide to compile a total of 16 million Paydex scores worldwide.

The DunTrade program collects and analyses partners’ accounts receivable aging reports in order to identify late payments and thus analyse payment habits. This information will help you make the right decisions with respect to credit or debt collection strategies.

The DunTrade program manages data exchanges: program members agree to supply their accounts receivable data so we can calculate their payment experience score. In exchange for the data they supply us, our partners have access to a comparative payment analysis, thanks to our PPI (Payment Performance Insights) application.

Find out more

How can DunTrade help you?

DunTrade will provide you with a comparative payment analysis: you can find out whether a company has better payment habits with other suppliers than with you. That way you can work out how much cash could be generated for your company if that customer improved its payment habits with you.

With the DunTrade payment performance program, you can refocus your business based on your risk assessment (by not doing business with companies with a poor payment record) and implement the right debt collection strategy (amicable or legal).

DunTrade’s partnerships are all subject to data privacy regulation (GDPR).

Ask for a diagnosis

aide duntrade

How can DunTrade help you?

DunTrade will provide you with a comparative payment analysis: you can find out whether a company has better payment habits with other suppliers than with you. That way you can work out how much cash could be generated for your company if that customer improved its payment habits with you.

With the DunTrade payment performance program, you can refocus your business based on your risk assessment (by not doing business with companies with a poor payment record) and implement the right debt collection strategy (amicable or legal).

DunTrade’s partnerships are all subject to data privacy regulation (GDPR).

Ask for a diagnosis

Paydex and predicting corporate insolvency

Altares – D&B’s partner in France, Benelux and North Africa – uses DunTrade to enhance its scores and publish its payment habit analyses. Paydex, the DunTrade score, is also used to calculate other scores such as the failure score, which the customer can use for its decision-making processes.

Analysing these payment habits can enable you to assess a company’s insolvency risk (customers or prospects): 25% of bankruptcies* in France are due to payment delays or defaults.

*Altares figures

Find out more about Paydex

Paydex and predicting corporate insolvency

Altares – D&B’s partner in France, Benelux and North Africa – uses DunTrade to enhance its scores and publish its payment habit analyses. Paydex, the DunTrade score, is also used to calculate other scores such as the failure score, which the customer can use for its decision-making processes.

Analysing these payment habits can enable you to assess a company’s insolvency risk (customers or prospects): 25% of bankruptcies* in France are due to payment delays or defaults.

*Altares figures

Find out more about Paydex

The PPI (Payment Performance Insight) solution

PPI is a comparative payment analysis platform.

The payment performance insight – PPIsolution features a highly effective web interface offering an analytical view of your trade receivables. Analysing payment habits can be essential for debt collection strategies, credit decisions and business strategies. PPI can provide you with the reporting and benchmarking information that is essential for monitoring and managing.

The analysis is available in a variety of formats in the PPI interface, or as a set of files that can be introduced into your own systems.

Discover the solution

The PPI (Payment Performance Insight) solution

PPI is a comparative payment analysis platform.

The payment performance insight – PPIsolution features a highly effective web interface offering an analytical view of your trade receivables. Analysing payment habits can be essential for debt collection strategies, credit decisions and business strategies. PPI can provide you with the reporting and benchmarking information that is essential for monitoring and managing.

The analysis is available in a variety of formats in the PPI interface, or as a set of files that can be introduced into your own systems.

Discover the solution

How does this affect your trade receivables?

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